Last week, I got sent some PR material to tell you all how to improve your credit rating. Unfortunately, it's quite long and is somewhat lacking in the whole jokes/kids/explosions department. (It's also discretely endorsed by a 'higher interest' credit card.) If I stuck it up here, it would simply give the wrong impression. This is a place for time-travelling killer robots and slagging frustrating toys which have limited volume control.
On the other hand, all my credit cards and household bills are in my wife's name - if anything happens to her, I know I'm going to be needing some credit rating information in a bit of a hurry. This being the case, I've hurled it back through time and hidden it in among November's posts where it's out of the way but still accessible.
(If you're interested, better head there now before the killer robots get to it...)